In this article, I’ll discuss two common questions that Christians have about Christ’s atonement. By “atonement,” I mean the means by which Christ’s sacrificial death removes our guilt for wrongdoing and therefore reconciles us to God.

Atonement is a key tenet of the Christian story:

• The prophet Isaiah spoke about a mysterious servant who would be pierced for our offenses, crushed for our wrongdoings, upon whom God would lay our punishment, by whose wounds we are healed. “[T]he Lord has laid on him the iniquity of us all” (Isa 53:7, RSV).
• The blood sacrifice rituals of the old covenant provided atonement for the participants (Lev 4:20ff) as a living parable of Christ’s perfect sacrifice (Heb 9:9).
• Mark, the gospel writer, says Jesus came to give his lie as a ransom for many (Mk 10:45).
• The apostle Peter writes that Christ “suffered for sins once for all time, the just for the unjust, so that He might bring us to God …” (1 Pet 3:18).
• John the baptizer declared that Jesus was “the Lamb of God who takes away the sin of the world!” (Jn 1:29).

Over and over, we see that somehow, someway, Jesus’ voluntary sacrificial death for his people brings about legal and personal reconciliation with God.

Christ, by his obedience and death, did fully discharge the debt of all those that are justified; and did, by the sacrifice of himself in the blood of his cross, undergoing in their stead the penalty due unto them, make a proper, real, and full satisfaction to God’s justice in their behalf (2LBCF, §11.3).

Fair enough. But here are the two questions:

1. How, exactly, does God apply the benefits of Jesus’ death to a sinner’s account? The Christian story says it does, but can we logically explain this? How does it work?
2. How is Jesus’ sacrificial, substitutionary death not a cruel measure? That is, how is it right or fair to punish an innocent man for crimes he did not commit?

I’ll answer these two questions with two analogies.

Question 1—How does atonement work?

The first analogy is that of a representative or delegate.

• Your state has two U.S. Senators. These senators represent you in Washington D.C. They represent your interests, your concerns. They speak and vote on your behalf. You don’t have to go to Washington because your U.S. senators are there for you. Their actions (and votes) are imputed to you. They are you, in a sense.
• Your state also has individuals who act as “electors” in each presidential election. We do not elect presidents by popular vote—they’re chosen by electors, who are representatives chosen by each state.

These are two common examples of “representatives” we accept in everyday life. It’s just the way it is. The application of Jesus’ atonement shouldn’t be a problem, then, because the Christian story has always worked through representatives:

• Adam and Eve are our first parents. The apostle Paul spends much time explaining that they represent us (Rom 5:12ff, 1 Cor 15).
• Abraham is the great patriarch from whom all true believers are descended.
• Moses is the great representative of the old covenant—the one through whom God spoke and worked on behalf of the people.

Theologians often call this “federalism.” It means that God works through a representative whose actions set the course—good or bad—for his constituents. The two great representatives in the Christian story are Adam and Christ.

• Adam is the bad representative. His failure to love and obey God brought sin and its penalty of death to everyone (Rom 5:12). We’re born belonging to him, by default, because God legally imputes Adam’s actions to his constituents. God does this because Adam represents us—he’s our delegate. This is bad news for us—unless we jump ship for a better deal with a better representative.
• Jesus is that better representative. His success in loving in obeying God brings legal pardon and personal reconciliation for all who belong to him.

The apostle Paul says:

So then, as through one offense the result was condemnation to all mankind, so also through one act of righteousness the result was justification of life to all mankind. For as through the one man’s disobedience the many were made sinners, so also through the obedience of the One the many will be made righteous (Romans 5:18-19).

The question is: “How, exactly, does God apply the benefits of Jesus’ death to a sinner’s account?” The answer:

• Because, like Adam, Jesus is a representative or delegate whose actions are reckoned or imputed to his constituents.
• God reckons or imputes the benefits of Jesus’ perfect life and sacrificial death to everyone who trusts in him for spiritual rescue.
• Those benefits are legal pardon and personal reconciliation with God.

If this seems too fantastic to believe, then I ask you to consider your U.S. senators—don’t you realize they act in the name of their constituents, and their actions are imputed to you? Think of your state’s electors in the 2024 presidential election—do you reject the votes they cast on behalf of your state when they chose the current president?

Jesus is the federal representative for everyone who trusts in him. That’s how and why God cheerfully applies the benefits of his eternal son’s sacrificial death to his people.

Question 2—Cruel and unusual?

The second analogy I’ll offer is that of vicarious liability.

• Say your state’s Department of Transportation is fixing a highway. They close a lane. They set up cones and warning signs. But they don’t do a good job. A driver misses the signs, crashes into a work truck, and is horribly injured. He can sue the state for negligence and attempt to recoup monetary damages.
• Suppose an inmate in a state prison needs urgent medical attention. He doesn’t get it. The prison doctors misdiagnosed his symptoms early on. He becomes terribly ill. By the time the prison doctors realize what’s wrong, it’s too late. The inmate dies of stomach cancer two months later. The inmate’s family can sue the state.

This makes sense, right? Nothing controversial here. Nothing outrageous. This is the principle of vicarious liability. The Department of Transportation guy is the one who messed up. The prison doctors are the ones who made the awful mistake. And yet—it is the state who is sued.

Why?

Because the state has voluntarily and willingly said: “If our guys mess up, you can hold us responsible.” It has taken on that responsibility. The state has chosen to bear the guilt of another. Of course, because the prison doctor is an agent of the state (i.e., a state employee), then in certain circumstances the state truly is responsible. But the principle of vicarious liability stands—one person is punished in place of another, as a substitute.

This is precisely what Jesus has done. He died, the just for the unjust, in order to bring us to God (1 Pet 3:18). The great difference, of course, is that we are not like the prison doctor—we aren’t agents of Jesus. He did not have to own us and our guilt, but he chose to do it anyway. “For God so loved the world, that He gave His only Son, so that everyone who believes in Him will not perish, but have eternal life” (Jn 3:16).

So, the question is: “How is Jesus’ sacrificial, substitutionary death not a cruel measure?” The answer is that:

• Because Jesus willingly and voluntarily offers to bear the guilt of his people’s crimes,
• God the Father makes his eternal son vicariously liable for our sins,
• The just for the unjust, in our place, as our substitute, representative, or delegate,
• And so, Jesus suffered and died to atone for our sins.

If this sounds absurd, then remember that the next time you read about somebody suing a government agency for negligence. I recently investigated an instance in which foster parents physically and sexually tortured a nine-year-old boy. There was one instance when the parents brandished garden shears and tried to castrate the child. Much later, after police intervened and removed him from that evil place, the boy sued the state for negligence because the state placed him in that home. Of course, the state didn’t torture the boy. But the state made the decision (in certain circumstances) to own the actions—good or bad—of the foster parents it licensed.

If you believe the boy can file suit against the state (and I suspect you do), then you also ought to believe that it’s fine for Jesus to be vicariously liable for our crimes. True, Jesus did nothing wrong (2 Cor 5:21). But that’s why vicarious liability is vicarious. It’s also why God is love (1 Jn 4:8).

Helpful?

Christians sometimes know something is good and true even if they can’t fully explain why. We know Christ died for us and his actions change our relationship with God. But the logical mechanics of how and why can be elusive. I hope these two analogies—that of a representative in the form of a U.S. senator or electoral college elector, and the legal concept of vicarious liability—help us understand Christ’s atonement a bit better.